13 best contributions for senior citizens
| Nomination | a place | contribution | rating |
| Rating of the best deposits for pensioners | 1 | MosOblBank Deposit "New Pension" | 4.9 |
| 2 | Moscow Industrial Bank Contribution "Classic (preferential)" | 4.9 | |
| 3 | Credit Bank Moscow Deposit "Grand" | 4.8 | |
| 4 | PromsvyazBank Contribution "My income (pension)" | 4.8 | |
| 5 | Russian Standard Contribution "Pension" | 4.8 | |
| 6 | GazpromBank Contribution "Pension savings" | 4.7 | |
| 7 | Absolut Bank Deposit "Pension" | 4.7 | |
| 8 | Russian Agricultural Bank Contribution "Pension income" | 4.6 | |
| 9 | UralSib Contribution "Honorary Pensioner" | 4.6 | |
| 10 | ROSBANK Contribution "150 years of reliability (pension)" | 4.5 | |
| 11 | Bank Saint Petersburg Pension Deposit | 4.5 | |
| 12 | Sberbank Deposit “Save OnL @ yn (pension)” | 4.5 | |
| 13 | Revival Bank Deposit "Comfort Plus (for pensioners)" | 4.4 |
MosOblBank Deposit "New Pension"
Rating: 4.9
Included in the top 30 largest in the country in terms of assets (data of the Bank of Russia). "New pension" - a deposit with the possibility of withdrawing interest monthly. To enter into an agreement with a financial organization, it is sufficient to submit the main document confirming that a citizen belongs to a pension category (corresponding certificate), or documents of other organizations (various funds, social security companies, etc.). Replenishment or cashing of a certain part of the funds is impossible, but the extension of the validity period of the banking product is allowed. Payment of savings is feasible on any account provided by the client.
- Average rate: 7.79%
- Currency: rubles (from £ 10000), dollars (from $ 300), euro (from € 300)
- Deadline: 366 days
Moscow Industrial Bank Contribution "Classic (preferential)"
Rating: 4.9
In early 2019, the Bank of Russia announced the rehabilitation of a financial institution in order to maintain its liquidity. “Classic (preferential)” - a contribution with the possibility of withdrawing savings only at the end of its validity period. It is impossible to replenish the account or partially withdraw money from it, it is also impossible to extend the action.
If the consumer wishes, it is permissible to open an account for third parties. To open a deposit, a submitted pension certificate is sufficient. For the convenience of working SMS notification of customers. It is possible to terminate the contract ahead of time (the percentage is charged according to the “Demand” rate: the period is taken into account, starting from the moment of the conclusion of the contract and up to the moment of withdrawal of the money invested).
- Medium inset: 7.75%
- Currency: rubles (from 30000₽), dollars (from 1000 $), euro (from 1000 €)
- Deadline: 365 days
Credit Bank Moscow Deposit "Grand"
Rating: 4.8
As of the end of 2017, the bank is one of the participants in the rating systemically important for the country. In 2018, he received an award as the best in Russia according to the international financial monthly Global Finance. “Grand” is a term pension deposit with the possibility of monthly cashing of the interest amount. A refill option is available up to a maximum amount of 10,000,000 Rubles. Possible extension of the banking product.
The conclusion of the contract is available to individuals - citizens of the Russian Federation who have reached retirement age, or a category of persons with a certificate of appointment of a pension, with a pension certificate. Payable accruals to an additional account. Partial cashing is not possible, with the early withdrawal of the entire amount.
- Average rate: 7.75%
- Currency: rubles (from 1000₽)
- Deadline: 370-730 days (2 prolongations)
PromsvyazBank Contribution "My income (pension)"
Rating: 4.8
PromsvyazBank is a wagon with a 20-year history. One of the 10 largest banks in the country is a participant in the ranking of the most systemically important for the state financial institutions. “My income (pension)” is a term deposit, which makes it possible to withdraw the entire amount only at the end of the period. You can periodically replenish it (only in the first 30 days). The conclusion of the contract is feasible for citizens aged 54/59 years (women / men). If the client wishes, the contribution can be opened to third parties.
To partially withdraw money is not allowed, but it is possible to prematurely withdraw the entire amount on favorable terms: if the account is closed later than 90 days after its opening, interest is paid at the rate of 1/2 rate at the time of opening / renewing the banking product.
- Average rate: 6.5%
- Currency: rubles (from £ 100000), dollars (from $ 10,000), euros (from € 10,000)
- Duration: 122-731 days (3 prolongations)
Russian Standard Contribution "Pension"
Rating: 4.8
A reliable domestic bank with a 25-year history offers pensioners a profitable product - “Pension” - a term deposit with an available option for replenishment (the first 90 days) and monthly withdrawal of interest savings. To enter into a contract, it is enough to have a pensioner certificate or certificate from the PRF.
It is impossible to withdraw part of the funds, while it is possible to close a bank product before its expiration (at the rate of early termination). It is possible to transfer savings to an additional account or card. Clients who have opened a pension deposit are provided with an international Worldwide card.
- Average rate: 6.5%
- Currency: rubles (from 10000₽)
- Duration: 181-390 days (2 prolongations)
GazpromBank Contribution "Pension savings"
Rating: 4.7
JSC GazpromBank is one of the participants of the three largest financial institutions in the country, while it is also considered the 3rd largest private equity in Europe (east). "Pension savings" is a term deposit that allows you to withdraw savings annually or at the end of the period. To replenish the balance or carry out periodic withdrawals from it is impossible. The transfer of interest charges on additional bank details is possible.
Persons (citizens of the Russian Federation, foreign persons, clients who do not have citizenship) at the age sufficient to receive a pension (55/60 years for women / men, respectively) can conclude an agreement. Also, a retiree certificate or another document (from the Pension Fund, a court) is sufficient for the consumer. Opening a deposit to third parties is not allowed. It is possible to convert the invested money into additional capital (capitalization).
- Average rate: 7.2%
- Currency: rubles (from £ 15,000), dollars (from $ 500), euros (from € 500)
- Deadline: 91 days - 3 years and 1 day
Absolut Bank Deposit "Pension"
Rating: 4.7
A financial institution with 25 years of experience in the financial market specializes in unique offers (mainly in the field of mortgage and car loans). "Pension" is a term deposit, giving the opportunity to withdraw% or capitalize funds. Multiple replenishments are feasible (the aggregate of contributions is no more than 5,000,000 p.). 1.5 months prior to the completion of the banking product replenishment should be terminated.
The client is also allowed to withdraw some of the invested money - once for the entire period, and the withdrawn money should not be more than 30% of the total amount. Banking product can be closed ahead of time. At the same time, interest is accrued at the “demand” rate (less than 367 days later) or at the rate at the time of opening / renewal of the banking product (more than 367 days later). We will transfer the savings to the specified account or card. An agreement may be made by individuals aged 55/60 for women / men, respectively), as well as by persons submitting a document confirming the category.
- Average rate: 6.91%
- Currency: rubles (from 10000₽)
- Deadline: 91-730 days
Russian Agricultural Bank Contribution "Pension income"
Rating: 4.6
Rosselkhozbank is one of the financial giants of Russia, ranking 2nd in the country in terms of the number of branches represented in all regions. “Pension income” is a term deposit that allows customers to periodically withdraw accumulated amounts (at the end of the month - only on a working day). Allowed multiple replenishment without restrictions (from 1 p.).
It is impossible to withdraw a part of the funds, but early closing of the banking product is acceptable (% is charged at the “demand” rate). Transfer of charges to an additional account or card is possible. It is feasible to convert the invested money into additional capital (capitalization). For investors, whose balance exceeds the amount of 50,000 rubles, there is a nice bonus - a free card.
- Average rate: 6.68%
- Currency: rubles (from 500₽ to 2000000₽)
- Deadline: 395-730 days (3 prolongations)
UralSib Contribution "Honorary Pensioner"
Rating: 4.6
The bank with a 25-year history, has chosen the retail, corporate as well as investment business as its main lines of business. “Honorary pensioner” is a term deposit, which makes it possible to periodically withdraw interest accruals. Multiple replenishment allowed. Withdrawal of a part of the funds is not allowed, with early closure of the banking product available (% is charged at the “demand” rate - up to the 180th day or at a rate equal to 1/2 of the rate).
Possible transfer of accumulated money to an auxiliary account. A contract for the purchase of a banking product can be made by persons of pre-retirement age (54/59 years for women / men, respectively) or citizens who presented a certificate: pension, veteran of the Great Patriotic War, hostilities, state service. It is feasible to convert the invested money into additional capital (capitalization).
- Average rate: 6.61%
- Currency: rubles (from £ 1000 to £ 10,000,000)
- Duration: 91-732 days (3 prolongations)
ROSBANK Contribution "150 years of reliability (pension)"
Rating: 4.5
ROSBANK is a member of an international financial group founded more than 25 years ago. He is one of the 11 most systemically important financial institutions in the country and heads the rating of the most reliable in Russia (according to Forbes magazine, Russia). “150 years of reliability (pension)” is a term deposit with the payment of accumulated money only at the end of the period. Replenishment or withdrawal of a part of funds is not allowed. At the same time, premature termination of the contract is possible: in this case,% is charged at the “demand” rate. If the client wishes, transfer of interest savings to a separate account is feasible.
- Average rate: 6.4%
- Currency: rubles (from $ 15,000 to $ 3,000,000,000), dollars (from $ 500 to $ 1,50000).
- Term: 3-36 months (7 prolongations)
Bank Saint Petersburg Pension Deposit
Rating: 4.5
Founded almost 30 years ago, a financial organization has always strived for the highest level of services provided. She deservedly won the Global Banking and Finance Review Awards international competition in the “Best Mortgage Bank” category. "Pension" - a term deposit with the possibility of withdrawing savings every month.
Multiple replenishment is allowed (the minimum amount is 10,000 rubles - when depositing funds through the cashier or by transfer, in other cases - without restrictions). The maximum possible amount to make - 400000 p. Partial cash out is not allowed. Early closing of the account is allowed - the accrual occurs at a floating rate (according to the terms of early termination). Only people of retirement age or citizens with a pensioner certificate can use the banking product. For veterans, invalids of the Great Patriotic War and others. The amount of investment starts from 1000 r.
- Average rate: 5.76%
- Currency: rubles (from 10000₽)
- Duration: 181-733 months (2 prolongations)
Sberbank Deposit “Save OnL @ yn (pension)”
Rating: 4.5
Founded more than 170 years ago, Sberbank is the largest in the country. It is presented not only in Russia, but also in 9 European countries, as well as Turkey. “Save OnL @ yn (pension)” is a contribution that gives you the opportunity to receive the maximum income. Registration is carried out remotely. Special conditions are provided for consumers over 60 years old.
Make additional funds or partially withdraw money is not allowed. Allowed to complete the contract before the due time (up to six months) - at the rate of "demand". If the client wishes, it is possible to transfer the accumulated amount to another account or card. Capitalization of the invested money is allowed. Conclusion of a contract is possible only for persons who have reached retirement age - 55/60 years for women / men, respectively.
- Average rate: 5.92%
- Currency: rubles (from 1000₽), dollars (from $ 100)
- Term: 1 month - 3 years 1 day (8 prolongations)
Revival Bank Deposit "Comfort Plus (for pensioners)"
Rating: 4.4
20 years in a row is a member of 30 largest banks of the country “Comfortable plus (for pensioners)” is a term deposit allowing for the withdrawal of savings each month. Allowed multiple replenishment (from 1000 p.). Partial cash out is also allowed - to the level of the balance of 1 p.
Customers have the opportunity for the credited funds to specify a separate account or card number. Capitalization of the invested money is allowed. Possible termination of the contract until its expiration. At the same time, accrual of% occurs at a floating rate (according to the terms of termination).
- Average rate: 6.72%
- Currency: rubles (from 3000 up to 50000 000)
- Duration: 181-1100 days (4 prolongations)
Attention! This rating is subjective, is not advertising and does not serve as a guide to the purchase. Before buying, you should consult with a specialist.
